Wednesday, August 18, 2010

Travel insurance through Post Office UK

A lot companies are these days providing travel insurance. One obvious question is that why does one need an insurance coverage while one is on a single day trip around the Grand Canyon or is vacationing with his or her family in the Caribbean Islands?

The answer is that one doesn’t know when contingencies may arise. Especially when one goes on adventure trips like snorkelling, skiing, scuba diving etc, one runs a higher risk of injuring oneself. Moreover, there is always the risk that you may end up mishandling one of the precious electronic gadgets like digital cameras, mobile phones or virtually anything.

It would be really great if one has an insurance policy in place to cover either some particular trips or the entire trip. There are single trips or whole trips. Single trips are for one person who may either go on for a tour or a single day excursion around the city. The trip will be fully insured so that you can move freely around without any hassles or concern for what may happen.

TalkTalk home phone offer many exciting deals such as free evening and weekend calls, internet and phone bundles etc. Get all the detail information about Orange home phone packages and deals at Home Phone Online.

The holiday travel insurance is another kind of Post Office travel insurance whereby the whole family gets covered under the same insurance cover. It could be either annual where the family is not covered and the single person can take as many holidays as one wants to, under the full insurance coverage. But under no circumstances are you to go on a trip for more than 30 or 45 days altogether.

Post Office Car Insurance offers online car insurance quotes, post office car insurance covers breakdown cover and motor legal protection cover etc.. 24x7 post office car helpline is always there at your service.

Previous Post=Mortgage frauds on a rise in UK

Wednesday, August 11, 2010

Mortgage frauds on a rise in UK

Mortgage fraud cases are on a rise in UK. In the first 6 months of 2010 the fraud cases have increased to a 22 year high.

As per the report of the accountancy firm KPMG, the first half of 2010 saw 21 cases of mortgage fraud. The value of money lost in these cases reached £96 million. However, in 2009 the number of frauds were 18 and the amount reached £24 million in the first 6 months. In all there was a loss of £77 million in entire 2009 which is less than the first 6 months of 2010.

The accountancy firms has predicted that the situation will worsen further. They say currently the lenders are in great hurry to lend money-fearing competition and they do not insist on strict verification norms. In many cases the applicants are not asked to show their income proof which is vital in knowing if the borrower will be in a condition to repay the loan or not.

The mortgage fraud cases involve high amounts, one of the biggest cases involved £50 million. Another fraud amounted to £2 million. As per KPMG the cases are rising day after day and this is happening at a large scale. Not every case is registered and there is a lot more than going on. As the figures show, the mortgage fraud amount has crossed £100,000 and in all 166 cases in 2010. This number is the highest when compared to the past 22 years.

It is time lenders become aware of the situation and be strict with their rules to pass the mortgage amount.

Instant No Fax Payday Loans are competitive and can beat cost of credit card interest. No faxing of documents for instant decision payday loans, all you need is a bank account.

Previous Post: Apply for loans

Monday, August 9, 2010

Apply for loans

In these times of sluggish recovery, it is very difficult to save a substantial amount of income thus leading people to apply for loans. The good part being that its become an easy procedure to go through, and not much thought is to be applied behind it.

In earlier times, taking a loan meant like a huge debt is about to follow you, but not anymore. The easy replayment systems of the loans, such that it directly gets debited from your accounts as and when the money comes in, thus reducing the burden on the individual himself. The loans offered are such amounts which can be repayed by that person soon enough.

Today, borrowing cash has become easier in the way that one doesn’t need to wait for days on end to know whether they are applicable to take the loan or not, today everyone has the freedom to take a loan without having to cross a big hurdle.

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Earlier, loans without a credit check were impossible but with the introduction of same day loans, its become easier to deal with it as its all on the basis of current day worth. So those who have been trying for long without any success, this is the best stop as there is nothing like getting a loan without a credit check. The amount will not be as large as the secured ones ofcourse, but then again it would be enough to meet the immediate expenses, be it for an employed person or not.

Cash loan are quick means to get some quick cash loans to pay an urgent and unexpected bill, or control of your finances till next payday. While applying
for cash loans check the interest rates.

Previous Post :Post Office cuts the 2.5% fee for Travel Credit Card Customers

Wednesday, August 4, 2010

Post Office cuts the 2.5% fee for Travel Credit Card Customers

Post Office gets its customers the best deals any travel service provider can ever offer and it has done so once again. Post Office has waived off the cash advance fee of its travel credit cards in order to reduce the burden of holiday expenses of its customers. From now on the travel credit card customers will not have to pay the 2.5% cash advance fee.

People who use their travel credit card to purchase travel money will be delighted to hear the fee cut. As a lot of travel credit card providers charge their customers up to 3% for such a service. With this new benefit Post Office travel credit card customers will be entitled to enjoy some more advantages. Their travel credit card does not add any commission fees to any purchase that they do abroad. This means travelers can shop round the clock when abroad not worrying about any extra charges.

Apart from this Post Office also gives its customers a 0% commission service on its foreign exchange. Holiday goers can find 29 currencies on demand, which will be available on at 1,600 Post Office branches. They can also pre order currencies of over 70 nations or even choose to do so online and the get a home delivery or next day collection from any of their branch.

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With Post Office, travelers are always assured of the best travel services and with no advance payment fee the savings are even more.

Exchange rates post office : Post Office Credit Card comes with payment plans at low interest rates. Post Office Mastercard provides free purchase protection with a 90 day insurance on the product purchased.

Previous Post: Going for a Mortgage Keep in Mind these points